Simple Ways to Invest in Your Future
Sensible Spending, LLC
P O Box 902
Peoria, AZ 85380

Office: 623-878-4708

EMAIL:
KathyChurch@
YourSensibleSpending.com
SHOP FOR A CREDIT CARD, MORTGAGE, CHECKING OR SAVINGS ACCT

BANK RATE.com provides valuable information for all types of loans and credit cards

This website helps you search for the lowest lending & saving rates for many
banks using search criteria that you select

Shop for the best rates on credit cards, mortgages, checking and savings
accounts, certificate of deposits and investments, college loans, auto loans and
home equity loans

All types of investment and retirement planning information (like savings
calculators) and you can sign up for a free email newsletter on these topics

Numerous articles on everything from current mortgage issues and
understanding financial vocabulary to building your emergency cash reserves



BUY STOCKS FOR FREE (WITHOUT COMMISSION FEES)


Receive 10 free stock trades (AKA equity trades) per month with a $25,000
account balance - then pay $4.50 per stock trade starting with the 11th trade for
the month

Open your account with less than $25,000 and all stock trades will be $4.50








OR BUY STOCKS AT LOW COMMISSION FEES THROUGH AUTOMATIC INVESTMENT

SHARE BUILDER STOCK TRADING

Here you can invest any amount and trade stocks without having to keep a
minimum balance or worry about inactivity fees eating away at your account

They offer stock trades at $4.00 but you must set up an automatic investment plan
which will allow you to purchase stocks in increments and at preset times which
still a good opportunity if you don't currently have enough saved to buy the number
of shares you want to



ONLINE SAVINGS ACCOUNTS
(OPEN WITH $1.00, NO MINIMUMS AND NO MAINTENANCE FEES -
check web sites for current offers)

HSBC BANK

HSBC Direct savings accounts offer a great interest rate, currently 2.45% APY




ING Direct is another online savings account that is currently 2.40% APY

Both of these accounts allow you to set up your own automatic deposits (or withdrawals) making it easy to save on a regular basis (weekly, bi-weekly, monthly or bi-monthly). All of
this is available at no charge for the electronic transfers/deposits.


AMERITRADE SAVE YOURSELF ACCOUNT

Open a new (non-retirement) Save Yourself account at TD AMERITRADE and
make 12 consecutive monthly deposits of $100 or more, and TD AMERITRADE
will give you $100 at the end of the year.

You must deposit the first $100 into your account within the 1st 30 days

This account is being offered in connection with Suze Orman



BUY A NEW HOUSE WITH iNEST AND QUALIFY TO GET A 1% CASH BACK REBATE

iNEST - You can search and compare new homes from leading home builders and get a
1% Cash Back Rebate

You must print and submit their coupon (printable from their website) the first time
you visit the homebuilder that you are interested in

You will be required to use a Realtor that they assign but if you're not currently with
a Realtor this can save you money on the purchase of your home



ORDER A FREE "MY MONEY" TOOL KIT FROM THE FEDERAL
GOVERNMENT

INFORMATION provided by the GOVERNMENT to lower your expenses

The kit contains publications about saving, investing and protecting your money

You can order up to 3 kits at one time

You will also find links to other federal sites for consumer info, small business,
etc.
"Never spend your
money before you
have it."

Thomas Jefferson
(1743 - 1826)
Sensible Spending, LLC